Champions for Minority Homeownership Encouraged to Apply for HOPE Awards
Applications are now being accepted for the fifth HOPE (Home Ownership Participation for Everyone) Awards. The HOPE Awards is a national industry awards program that recognizes individuals and organizations that are making outstanding contributions to increase minority homeownership, revitalize communities and expand affordable housing opportunities across the country. Many American families own their home, but not everyone realizes the dream of homeownership. While more than three out of four white households own their own home, only half of minority households enjoy the benefits of homeownership. The HOPE Awards honors those who strive to remove barriers to minority homeownership and focus public attention on that vital issue.
The HOPE Awards is sponsored by a partnership of real estate associations; awards are conferred every other year. HOPE Awards winners receive $10,000, national media coverage, paid travel expenses to attend and speak at a minority housing symposium, and recognition at the HOPE Awards Gala in May 2009. The categories for the HOPE Awards are Finance, Homeownership Education, Leadership, Media, Project of the Year, Public Policy, and Real Estate Brokerage. Entries are evaluated by a panel of distinguished judges, based on the impact of the nominee's work in promoting minority homeownership, focus on affordability, use of innovative ideas, and acceptance by the minority community.
Individuals, nonprofit and for-profit organizations, and state and local agencies are eligible. Self-nominations are encouraged.
HOPE Awards entries must be received by December 5, 2008. For HOPE Awards entry forms and submission guidelines, visit http://www.hopeawards.org/ or call 202/383-1013. Winners will be announced in April 2009. The HOPE Awards Gala will take place in Washington, D.C., in May 2009.
The HOPE Partners are the Asian Real Estate Association of America, Chinese American Real Estate Professionals Association, Chinese Real Estate Association of America, National Association of Hispanic Real Estate Professionals, National Association of Real Estate Brokers® and the National Association of Realtors®.
When you need a Realtor, please contact me!! homes@JeanPowers.com
Sunday, March 30, 2008
Saturday, March 29, 2008
Do You Qualify for a Home Office Deduction?
This article is by CRS instructor, Chris Byrd who is well known for his tax strategy seminars He has been a speaker for the Northern CA CRS Chapter and we find him to be very good! Chris@ChrisBirdSeminars.com or http://www/.chrisbirdseminars.com
Qualifying for the Home Office Deduction
The deduction allows you to deduct a pro-rata portion of your residential costs as a business expense when it's used as your principal place of business. The percentage of allowable expense (found by dividing the square footage of the office by the home's total square footage) can be applied to mortgage interest, insurance, property tax, rent, depreciation, utilities, and other home-related expenses.
The two requirements:1. The space is exclusively used for business2. You must regularly conduct some kind of business activity in the space
The home office deduction can only be taken if a portion of the home is used "exclusively and primarily" for business. That means the designated space cannot be used for any other purpose, like a guest room.
Although the space must be "separately identifiable," it needn't be blocked off with a permanent partition. This deduction can also apply to a separate structure not attached to the dwelling unit.
Your Home Office Needs to be Your Principal Place of Business
More taxpayers qualify since the definition of "principal place of business" was broadened to include a place where administrative or management activities are conducted on a substantial basis, if there is no other fixed location where they conduct substantial administrative or management activities (Taxpayer Relief Act of 1997). In short, this means that a self-employed person needs to spend more time running their business from home, not the brokerage sales office.
In my experience, real estate agents often fail to qualify for this deduction because they already have a brokerage sales office, where most of their activities in running their business are conducted.
Also, if you are an employee who works at home, the rules state that the home office must be for your employer's convenience, rather than your own. As popular as tele-commuting has become, make sure this point is clarified with your employer. That way you can document that the office space is specifically required by them.
One caveat for anyone taking this deduction. It cannot be taken for any year when the amount claimed will generate a net loss for the business. However, the untaken deduction can be carried forward to a year when there is sufficient profit to avoid that limitation.
Selling a Residence with a Home Office
In December, 2002, the US Treasury approved a change that removed a major negative for those who'd been taking the home office deduction. (And for those who feared taking it.) Normally, gain on the sale of a principal residence (where you resided two or more years) is tax free. Until that change, homeowners who sold would owe tax on the gain allocated to the office portion of their home.
The new Treasury rules change mean that a seller must no longer allocate the amount of gain between their business and personal use. The home office had to be within the house, however. And the new rules don't excuse any depreciation recapture that may have been taken for the home office.
Make Your House "Pay its Way"
Whether taking the home office deduction is tax-wise depends on your circumstances. Study the details in IRS Publication 587 http://www.irs.gov/publications/p587/Here's a tax strategy that every self-employed person should reconsider. Especially since several of the "traps" regarding the home-office deduction have been dismantled. Its tax advantages are substantial and could bring you significant savings-year after year
Qualifying for the Home Office Deduction
The deduction allows you to deduct a pro-rata portion of your residential costs as a business expense when it's used as your principal place of business. The percentage of allowable expense (found by dividing the square footage of the office by the home's total square footage) can be applied to mortgage interest, insurance, property tax, rent, depreciation, utilities, and other home-related expenses.
The two requirements:1. The space is exclusively used for business2. You must regularly conduct some kind of business activity in the space
The home office deduction can only be taken if a portion of the home is used "exclusively and primarily" for business. That means the designated space cannot be used for any other purpose, like a guest room.
Although the space must be "separately identifiable," it needn't be blocked off with a permanent partition. This deduction can also apply to a separate structure not attached to the dwelling unit.
Your Home Office Needs to be Your Principal Place of Business
More taxpayers qualify since the definition of "principal place of business" was broadened to include a place where administrative or management activities are conducted on a substantial basis, if there is no other fixed location where they conduct substantial administrative or management activities (Taxpayer Relief Act of 1997). In short, this means that a self-employed person needs to spend more time running their business from home, not the brokerage sales office.
In my experience, real estate agents often fail to qualify for this deduction because they already have a brokerage sales office, where most of their activities in running their business are conducted.
Also, if you are an employee who works at home, the rules state that the home office must be for your employer's convenience, rather than your own. As popular as tele-commuting has become, make sure this point is clarified with your employer. That way you can document that the office space is specifically required by them.
One caveat for anyone taking this deduction. It cannot be taken for any year when the amount claimed will generate a net loss for the business. However, the untaken deduction can be carried forward to a year when there is sufficient profit to avoid that limitation.
Selling a Residence with a Home Office
In December, 2002, the US Treasury approved a change that removed a major negative for those who'd been taking the home office deduction. (And for those who feared taking it.) Normally, gain on the sale of a principal residence (where you resided two or more years) is tax free. Until that change, homeowners who sold would owe tax on the gain allocated to the office portion of their home.
The new Treasury rules change mean that a seller must no longer allocate the amount of gain between their business and personal use. The home office had to be within the house, however. And the new rules don't excuse any depreciation recapture that may have been taken for the home office.
Make Your House "Pay its Way"
Whether taking the home office deduction is tax-wise depends on your circumstances. Study the details in IRS Publication 587 http://www.irs.gov/publications/p587/Here's a tax strategy that every self-employed person should reconsider. Especially since several of the "traps" regarding the home-office deduction have been dismantled. Its tax advantages are substantial and could bring you significant savings-year after year
Friday, March 28, 2008
Crab Cove in Alameda California
About The Visitor Center
Crab Cove Visitor Center at Crown Memorial State Beach in Alameda features all new exhibits opened in April 2004. You can see bay creatures in the 800-gallon aquarium system, use interactive stations for varying age groups to view microscopic animals, build a crab from the inside out, or get a lug worm's view of the mudflats. You'll see amazing depictions of the underwater world of San Francisco Bay. At the Visitor Center you can also plunge into San Francisco Bay without getting wet, or travel back in time to Alameda's colorful past.
These entertaining educational opportunities all have a serious purpose--to increase public understanding of the environmental importance of San Francisco Bay. There is strong emphasis on the interdependence of marine life and shore life and on the urgency of preserving the marine and estuarine environment.
Dedicated to interpreting relationships between people and the earth's marine environment, this center attracts visitors from all over the Bay Area.
A focal point for this educational effort is the Visitor Center's Old Wharf Classroom. There, in a picturesque setting, youngsters and adults alike can learn about such topics as shoreline wildlife and the food chains that sustain all living creatures.
The waterless plunge takes the form of a display case showing a cross-section of bay, with lifelike models of shoreline and underwater animals. Adjacent rooms contain an aquarium and lots of interactive exhibits.
Education continues just outside the center, where the Crab Cove Marine Protected Area, at the foot of McKay Avenue, was designated the first California estuarine marine reserve. Its mud flat and rocky shore area are an important wildlife habitat. A special ramp allows wheelchair users to explore the tidepools at low tide. Collecting or disturbing creatures in this protected area is forbidden, thus preserving a unique shoreline environment for study and education.
Naturalist-guided programs for school groups and other organized groups are available Wednesday through Friday by advance reservation. See the Field Trips page for details or call visitor center at (510) 521-6887. Weekend programs provide exciting opportunities for you to learn about Bay ecology and the local area; download our monthly program guide to see a list of upcoming activities.
Up until the late 1930s, the area now occupied by the visitor center was part of a thriving resort community featuring bathing spas and an amusement park. Later, during and just after World War II, it was the site of the U.S. Maritime Service Officers School, a training base for Merchant Marine commanders. What is now the visitor center building was the base infirmary.
Crab Cove Visitor Center at Crown Memorial State Beach in Alameda features all new exhibits opened in April 2004. You can see bay creatures in the 800-gallon aquarium system, use interactive stations for varying age groups to view microscopic animals, build a crab from the inside out, or get a lug worm's view of the mudflats. You'll see amazing depictions of the underwater world of San Francisco Bay. At the Visitor Center you can also plunge into San Francisco Bay without getting wet, or travel back in time to Alameda's colorful past.
These entertaining educational opportunities all have a serious purpose--to increase public understanding of the environmental importance of San Francisco Bay. There is strong emphasis on the interdependence of marine life and shore life and on the urgency of preserving the marine and estuarine environment.
Dedicated to interpreting relationships between people and the earth's marine environment, this center attracts visitors from all over the Bay Area.
A focal point for this educational effort is the Visitor Center's Old Wharf Classroom. There, in a picturesque setting, youngsters and adults alike can learn about such topics as shoreline wildlife and the food chains that sustain all living creatures.
The waterless plunge takes the form of a display case showing a cross-section of bay, with lifelike models of shoreline and underwater animals. Adjacent rooms contain an aquarium and lots of interactive exhibits.
Education continues just outside the center, where the Crab Cove Marine Protected Area, at the foot of McKay Avenue, was designated the first California estuarine marine reserve. Its mud flat and rocky shore area are an important wildlife habitat. A special ramp allows wheelchair users to explore the tidepools at low tide. Collecting or disturbing creatures in this protected area is forbidden, thus preserving a unique shoreline environment for study and education.
Naturalist-guided programs for school groups and other organized groups are available Wednesday through Friday by advance reservation. See the Field Trips page for details or call visitor center at (510) 521-6887. Weekend programs provide exciting opportunities for you to learn about Bay ecology and the local area; download our monthly program guide to see a list of upcoming activities.
Up until the late 1930s, the area now occupied by the visitor center was part of a thriving resort community featuring bathing spas and an amusement park. Later, during and just after World War II, it was the site of the U.S. Maritime Service Officers School, a training base for Merchant Marine commanders. What is now the visitor center building was the base infirmary.
Thursday, March 27, 2008
More Info About the Isle City of Alameda
Central Alameda
Even though I was born and raised in Alameda it always amazes me on how it has grown so much. Here is a little information about Central Alameda. The only way to access the main island is to cross either of our 4 bridges or the tube.
The island of Alameda was originally a peninsula connected to Oakland. Much of the peninsula was low-lying and marshy, but on the higher ground, the peninsula and adjacent part of what is now downtown Oakland were home to one of the largest coastal oak forests in the world and the area was therefore called "Encinal", Spanish for "Oakland". "Alameda" is Spanish for "grove of poplar trees" or "tree-lined avenue.” This name was chosen in 1853 via popular vote.
The inhabitants at the time of the arrival of the Spanish in the late 18th Century were a local band of the Ohlone tribe. The peninsula became part of the vast Rancho San Antonio granted to Luis Peralta by the Spanish king who claimed California. The grant was later confirmed by the new Republic of Mexico upon its independence from Spain.
Prior to the gold rush besides Native Americans there were also in modern Alameda French lumberjacks supplying lumber to the quickly expanding San Francisco and Chipman and Auginbaugh, as well as major Spanish descended landowners who founded the village of Alameda near the corner of Encinal Avenue and High Street in Alameda.
The city was founded on June 6 , 1853 . Originally three small settlements grew in town. "Old Alameda" referred to the village at Encinal and High, Hibbardsville was at the NorthShore ferry and shipping terminal, and Woodstock was on the west near the ferry piers of the South Pacific Coast Railroad and the Central Pacific . Eventually, the Central Pacific's ferry pier became the "Alameda Mole " while the Central Pacific itself became the Southern Pacific . The Alameda pier was the site of the first train across the Transcontinental Railroad into the San Francisco Bay Area. The terminus was moved to Oakland a few years later.
In 1917, an attraction called Neptune Beach was built in the area now known as Crab Cove. Often compared to Coney Island , the park was a major attraction in the 1920s and 1930s. The original owners of the facility, the Strehlow family, partnered with a local confectioner to create tastes unique to Neptune Beach. Though many do not know it, both the snow cone and the popsicle were invented at Neptune Beach. The Kewpie doll, hand painted and dressed in unique hand-sewn dresses, became the original prize for winning games at the beach - another Neptune Beach invention. The Strehlows owned and operated the beach on their own, even filling in a section of the bay to add an additional olympic-size swimming pool and an exceptional roller coaster which must have given riders a tremendous view of the bay.
Neptune Beach 's two huge outdoor pools hosted swimming races and exhibitions by famous swimmers like Olympian Johnny Weissmuller , who later starred as the original Tarzan, and Jack LaLane, who started a chain of health clubs. Unfortunately, the park closed down in 1939 because of the Great Depression , the completion of the Bay Bridge, people circumventing paying the admission price and in general, the rise of car culture. Once the Bay Bridge was complete, the rail lines, which ran right past the entrance to Neptunem Beach on the way to the Alameda Mole and the Ferry, lost riders in droves. People began using their cars to escape the city and the immediate suburbs like Alameda and traveling further a field in California. Alameda lost its resort status as more distant locations became more attractive to cash-rich San Francisco tourists. Youngsters in town became aware of ways to avoid paying the dime for admission to the park. Strong swimmers or even waders could sneak in on the bay side, just by swimming around the fence.
Some of the resort homes and buildings from the Neptune beach era still exist in present-day Alameda. The Croll Building , on the corner of Webster St. and Central Ave., was the site of Croll's Gardens and Hotel, famous as training quarters for the some of the greatest fighters in boxing history from 1883 to 1914. James J. Corbett, Bob Fitzsimmons, Jim Jefferies, Jack Johnson, and many other champions all stayed and trained here. Today this beautiful preserved building is home to Croll's Pizza and the New Zealander Restaurant. Neptune Court, just a block away on the corner of Central Ave. and McKay Ave., provides another glimpse of what resort life was like in Alameda in the 1920s. A short walk near Crab Cove will reveal many more historic gems.
Sadly, the vast majority of the Neptune Beach structures - the hand-carved carousel from the world-famed Dentzel Company, the ferris wheel, the roller coaster, and other rides - were auctioned off in 1940 for mere pennies on the dollar of their original cost. Today, an Alameda resident Michael Schiess looks to preserve some of the historic artifacts from the Neptune Beach era at the Neptune Beach Amusement Museum, specifically dedicated to the resort and all "amusement machines." While the existing and more general Alameda Museum has quite a few artifacts from Neptune Beach in its collection, this new museum will focus more on the games, rides and other machines that brought amusement to Alameda's bay shore.
As the Neptune Beach era faded and Park Street developed into the major thoroughfare of the city and the location of the main Alameda train station, residents of Old Alameda pulled up stakes and moved across town to the new downtown. The street's location was chosen by two landowners who wished to attract tenants and development to their land. As a result they designated their mutual border as Park Street.
The need for expanded shipping facilities led to the dredging of a canal through the marshland between Oakland and Alameda in 1902, turning Alameda into an island. Most of the soil from the canal was used to fill in nearby marshland. The area of Alameda called Bay Farm Island is no longer an island, but is attached by fill to Oakland. In his youth, author JackLondon was known to take part in oyster pirating in the highly productive oyster beds near BayFarmIsland, today long gone. The Alameda Works Shipyard was one of the largest and best equipped shipyards in the country. In the 1950s, Alameda's industrial and ship building industries thrived along the estuary, where the world's first-ever; land-based, containerized shipping crane was used. Today, the Port of Oakland across the estuary serves as one of the largest ports on the West Coast, using the shipping technologies originally experimented with in Alameda. As of March 21 , 2006 , Alameda is a "Coast Guard City," one of seven in the country.
In addition to the regular trains running to the Alameda Mole, Alameda was also served by local steam commuter lines of the Southern Pacific (initially, the Central Pacific) which were later transformed into the East Bay Electric Lines . Southern Pacific's electrified trains were not streetcars , but full-sized railroad cars which connected to the mainland by bridges at Webster Street and Fruitvale (only the latter bridge survives today). The trains ran to both the Oakland Mole and the Alameda Mole. In fact, one line which ran between the two moles was dubbed the "Horseshoe Line" for the shape of the route on a map. Soon after the completion of the Bay Bridge , Alameda trains ran directly to San Francisco on the lower deck of the bridge, the ferries having been rendered unnecessary.
In the 1930s Pan American Airways established a seaplane port along the fill that led to the Alameda Mole. This was the original home base for the famous China Clipper . With the advent of World War II , a vast stretch of the marshy area southwest of the Alameda Mole was filled and the Naval Air Station Alameda established. This major Naval facility included a large airfield as well as docks for several aircraft carriers . It closed in 1997
Buying or Selling, I am here to help!
Jean 510.908.9002
Even though I was born and raised in Alameda it always amazes me on how it has grown so much. Here is a little information about Central Alameda. The only way to access the main island is to cross either of our 4 bridges or the tube.
The island of Alameda was originally a peninsula connected to Oakland. Much of the peninsula was low-lying and marshy, but on the higher ground, the peninsula and adjacent part of what is now downtown Oakland were home to one of the largest coastal oak forests in the world and the area was therefore called "Encinal", Spanish for "Oakland". "Alameda" is Spanish for "grove of poplar trees" or "tree-lined avenue.” This name was chosen in 1853 via popular vote.
The inhabitants at the time of the arrival of the Spanish in the late 18th Century were a local band of the Ohlone tribe. The peninsula became part of the vast Rancho San Antonio granted to Luis Peralta by the Spanish king who claimed California. The grant was later confirmed by the new Republic of Mexico upon its independence from Spain.
Prior to the gold rush besides Native Americans there were also in modern Alameda French lumberjacks supplying lumber to the quickly expanding San Francisco and Chipman and Auginbaugh, as well as major Spanish descended landowners who founded the village of Alameda near the corner of Encinal Avenue and High Street in Alameda.
The city was founded on June 6 , 1853 . Originally three small settlements grew in town. "Old Alameda" referred to the village at Encinal and High, Hibbardsville was at the NorthShore ferry and shipping terminal, and Woodstock was on the west near the ferry piers of the South Pacific Coast Railroad and the Central Pacific . Eventually, the Central Pacific's ferry pier became the "Alameda Mole " while the Central Pacific itself became the Southern Pacific . The Alameda pier was the site of the first train across the Transcontinental Railroad into the San Francisco Bay Area. The terminus was moved to Oakland a few years later.
In 1917, an attraction called Neptune Beach was built in the area now known as Crab Cove. Often compared to Coney Island , the park was a major attraction in the 1920s and 1930s. The original owners of the facility, the Strehlow family, partnered with a local confectioner to create tastes unique to Neptune Beach. Though many do not know it, both the snow cone and the popsicle were invented at Neptune Beach. The Kewpie doll, hand painted and dressed in unique hand-sewn dresses, became the original prize for winning games at the beach - another Neptune Beach invention. The Strehlows owned and operated the beach on their own, even filling in a section of the bay to add an additional olympic-size swimming pool and an exceptional roller coaster which must have given riders a tremendous view of the bay.
Neptune Beach 's two huge outdoor pools hosted swimming races and exhibitions by famous swimmers like Olympian Johnny Weissmuller , who later starred as the original Tarzan, and Jack LaLane, who started a chain of health clubs. Unfortunately, the park closed down in 1939 because of the Great Depression , the completion of the Bay Bridge, people circumventing paying the admission price and in general, the rise of car culture. Once the Bay Bridge was complete, the rail lines, which ran right past the entrance to Neptunem Beach on the way to the Alameda Mole and the Ferry, lost riders in droves. People began using their cars to escape the city and the immediate suburbs like Alameda and traveling further a field in California. Alameda lost its resort status as more distant locations became more attractive to cash-rich San Francisco tourists. Youngsters in town became aware of ways to avoid paying the dime for admission to the park. Strong swimmers or even waders could sneak in on the bay side, just by swimming around the fence.
Some of the resort homes and buildings from the Neptune beach era still exist in present-day Alameda. The Croll Building , on the corner of Webster St. and Central Ave., was the site of Croll's Gardens and Hotel, famous as training quarters for the some of the greatest fighters in boxing history from 1883 to 1914. James J. Corbett, Bob Fitzsimmons, Jim Jefferies, Jack Johnson, and many other champions all stayed and trained here. Today this beautiful preserved building is home to Croll's Pizza and the New Zealander Restaurant. Neptune Court, just a block away on the corner of Central Ave. and McKay Ave., provides another glimpse of what resort life was like in Alameda in the 1920s. A short walk near Crab Cove will reveal many more historic gems.
Sadly, the vast majority of the Neptune Beach structures - the hand-carved carousel from the world-famed Dentzel Company, the ferris wheel, the roller coaster, and other rides - were auctioned off in 1940 for mere pennies on the dollar of their original cost. Today, an Alameda resident Michael Schiess looks to preserve some of the historic artifacts from the Neptune Beach era at the Neptune Beach Amusement Museum, specifically dedicated to the resort and all "amusement machines." While the existing and more general Alameda Museum has quite a few artifacts from Neptune Beach in its collection, this new museum will focus more on the games, rides and other machines that brought amusement to Alameda's bay shore.
As the Neptune Beach era faded and Park Street developed into the major thoroughfare of the city and the location of the main Alameda train station, residents of Old Alameda pulled up stakes and moved across town to the new downtown. The street's location was chosen by two landowners who wished to attract tenants and development to their land. As a result they designated their mutual border as Park Street.
The need for expanded shipping facilities led to the dredging of a canal through the marshland between Oakland and Alameda in 1902, turning Alameda into an island. Most of the soil from the canal was used to fill in nearby marshland. The area of Alameda called Bay Farm Island is no longer an island, but is attached by fill to Oakland. In his youth, author JackLondon was known to take part in oyster pirating in the highly productive oyster beds near BayFarmIsland, today long gone. The Alameda Works Shipyard was one of the largest and best equipped shipyards in the country. In the 1950s, Alameda's industrial and ship building industries thrived along the estuary, where the world's first-ever; land-based, containerized shipping crane was used. Today, the Port of Oakland across the estuary serves as one of the largest ports on the West Coast, using the shipping technologies originally experimented with in Alameda. As of March 21 , 2006 , Alameda is a "Coast Guard City," one of seven in the country.
In addition to the regular trains running to the Alameda Mole, Alameda was also served by local steam commuter lines of the Southern Pacific (initially, the Central Pacific) which were later transformed into the East Bay Electric Lines . Southern Pacific's electrified trains were not streetcars , but full-sized railroad cars which connected to the mainland by bridges at Webster Street and Fruitvale (only the latter bridge survives today). The trains ran to both the Oakland Mole and the Alameda Mole. In fact, one line which ran between the two moles was dubbed the "Horseshoe Line" for the shape of the route on a map. Soon after the completion of the Bay Bridge , Alameda trains ran directly to San Francisco on the lower deck of the bridge, the ferries having been rendered unnecessary.
In the 1930s Pan American Airways established a seaplane port along the fill that led to the Alameda Mole. This was the original home base for the famous China Clipper . With the advent of World War II , a vast stretch of the marshy area southwest of the Alameda Mole was filled and the Naval Air Station Alameda established. This major Naval facility included a large airfield as well as docks for several aircraft carriers . It closed in 1997
Buying or Selling, I am here to help!
Jean 510.908.9002
Wednesday, March 26, 2008
The Island in which I Sell, Born and Raised
Bay Farm Island
Alameda is a small island with a beach that looks to San Francisco. Bay Farm Island is where I grew up and in those days we took a school bus to school, AC transit did not run on the weekends, I took the ferry (the kind that carries vehicles) to San Francisco when I went to the doctor and Bay Farm Island had 3 streets with homes and the rest was the bay and farmland. Right behind Bay Farm Island was a very small airport (Oakland Airport) and now it too has grown! There were no schools and only 1 park. Where the Oakland Raider's headquarters are now, it was the bay.
Bay Farm Island is an area of the city of Alameda, California , near Oakland . It is divided from the main island of Alameda by an estuary and connected by separate drawbridges for both cars and bicycles. Bay Farm Island is adjacent to the Oakland International Airport . In addition to being an affluent neighborhood, it is also the location of a municipal golf course, a high-tech industrial park, a small shopping center and the world headquarters of the NFL football team, the Oakland Raiders.
Also located on BayFarm Island are two public elementary schools: Bay Farm and EarhartElementary Schools. The former is named for the island community that it serves. The latter is named for famed female aviator Amelia Earhart who started many of her flights from the nearby Oakland Airport.
An interesting point to note is that Alameda was once a peninsula and was later divided from the mainland to create an island , while BayFarmIsland was once an island, later to become a peninsula through land reclamation , adjacent to the Oakland Airport.
Once used as farmland, Bay FarmIsland is now home to a the 36-Championship Hole Chuck Corica Golf Complex in addition to its many housing developments. The land mass boasts a chain of lagoons as well as several parks including Shoreline Park, Leydecker, Godfrey, Harrington Field and a greenbelt that surrounds Bay Farm's perimeter.
Wow! Has my town changed!
Alameda is a small island with a beach that looks to San Francisco. Bay Farm Island is where I grew up and in those days we took a school bus to school, AC transit did not run on the weekends, I took the ferry (the kind that carries vehicles) to San Francisco when I went to the doctor and Bay Farm Island had 3 streets with homes and the rest was the bay and farmland. Right behind Bay Farm Island was a very small airport (Oakland Airport) and now it too has grown! There were no schools and only 1 park. Where the Oakland Raider's headquarters are now, it was the bay.
Bay Farm Island is an area of the city of Alameda, California , near Oakland . It is divided from the main island of Alameda by an estuary and connected by separate drawbridges for both cars and bicycles. Bay Farm Island is adjacent to the Oakland International Airport . In addition to being an affluent neighborhood, it is also the location of a municipal golf course, a high-tech industrial park, a small shopping center and the world headquarters of the NFL football team, the Oakland Raiders.
Also located on BayFarm Island are two public elementary schools: Bay Farm and EarhartElementary Schools. The former is named for the island community that it serves. The latter is named for famed female aviator Amelia Earhart who started many of her flights from the nearby Oakland Airport.
An interesting point to note is that Alameda was once a peninsula and was later divided from the mainland to create an island , while BayFarmIsland was once an island, later to become a peninsula through land reclamation , adjacent to the Oakland Airport.
Once used as farmland, Bay FarmIsland is now home to a the 36-Championship Hole Chuck Corica Golf Complex in addition to its many housing developments. The land mass boasts a chain of lagoons as well as several parks including Shoreline Park, Leydecker, Godfrey, Harrington Field and a greenbelt that surrounds Bay Farm's perimeter.
Wow! Has my town changed!
Tuesday, March 25, 2008
Tips To Save Gas
Here is some tips on how to save Gas from a friend……
TIPS ON PUMPING GAS (Good information)I don't know what you guys are paying for gasoline.... but here in California we are also paying higher, up to $3.50 per gallon. But my line of work is in petroleum for about 31 years now, so here are some tricks to get more of your money's worth for every gallon..
Here at the Kinder Morgan Pipeline where I work in San Jose , CA we deliver about 4 million gallons in a 24-hour period thru the pipeline.One day is diesel the next day is jet fuel, and gasoline, regular and premiu m grades. We have 34-storage tanks here with a total capacity of 16,800,000 gallons.
Only buy or fill up your car or truck in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the gasoline, when it gets warmer gasoline expands, so buying in the afternoon or in the evening....your gallon is not exactly a gallon. In the petroleum business, the specific gravity and the temperature of the gasoline, diesel and jet fuel, ethanol and other petroleum products plays an important role. A 1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.
When you're filling up do not squeeze the trigger of the nozzle to a fast mode. If you look you will see that the trigger has three (3) stages: low, middle, and high. In slow mode you should be pumping on low speed, ther eby minimizing the vapors that are created while you are pumping. All hoses at the pump have a vapor return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapor. Those vapors are being sucked up and back into the underground storage tank so you're getting less worth for your money.
One of the most important tips is to fill up when your gas tank is HALF FULL or HALF EMPTY. The reason for this is, the more gas you have in your tank the less air occupying its empty space. Gasoline evaporates faster than you can imagine. Gasoline storage tanks have an internal floating roof. This roof serves as zero clearance between the gas and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every gallon is actually the exact amount.
**Another reminder, if there is a gasoline truck pumping into the storage tanks when you stop to buy gas, DO NO T fill up--most likely the gasoline is being stirred up as the gas is being delivered, and you might pick up some of the dirt that normally settles on the bottom.
Hope this will help you get the most value for your money.
DO SHARE THESE TIPS WITH OTHERS!
**(It always felt like the gas lasted longer if it was above ½ a tank!!!)
TIPS ON PUMPING GAS (Good information)I don't know what you guys are paying for gasoline.... but here in California we are also paying higher, up to $3.50 per gallon. But my line of work is in petroleum for about 31 years now, so here are some tricks to get more of your money's worth for every gallon..
Here at the Kinder Morgan Pipeline where I work in San Jose , CA we deliver about 4 million gallons in a 24-hour period thru the pipeline.One day is diesel the next day is jet fuel, and gasoline, regular and premiu m grades. We have 34-storage tanks here with a total capacity of 16,800,000 gallons.
Only buy or fill up your car or truck in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the gasoline, when it gets warmer gasoline expands, so buying in the afternoon or in the evening....your gallon is not exactly a gallon. In the petroleum business, the specific gravity and the temperature of the gasoline, diesel and jet fuel, ethanol and other petroleum products plays an important role. A 1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.
When you're filling up do not squeeze the trigger of the nozzle to a fast mode. If you look you will see that the trigger has three (3) stages: low, middle, and high. In slow mode you should be pumping on low speed, ther eby minimizing the vapors that are created while you are pumping. All hoses at the pump have a vapor return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapor. Those vapors are being sucked up and back into the underground storage tank so you're getting less worth for your money.
One of the most important tips is to fill up when your gas tank is HALF FULL or HALF EMPTY. The reason for this is, the more gas you have in your tank the less air occupying its empty space. Gasoline evaporates faster than you can imagine. Gasoline storage tanks have an internal floating roof. This roof serves as zero clearance between the gas and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every gallon is actually the exact amount.
**Another reminder, if there is a gasoline truck pumping into the storage tanks when you stop to buy gas, DO NO T fill up--most likely the gasoline is being stirred up as the gas is being delivered, and you might pick up some of the dirt that normally settles on the bottom.
Hope this will help you get the most value for your money.
DO SHARE THESE TIPS WITH OTHERS!
**(It always felt like the gas lasted longer if it was above ½ a tank!!!)
Monday, March 24, 2008
Lending Institutions Not Permitting Short Sales
A Realtor friend of mine sent me this information the other day! I truly hope they are trying to help the homeowners and are not just foreclosing on their homes! I know that Wells Fargo Bank did help many homeowners keep their homes by re negotiating the loans. Many thanks to Wells!!
Ocwen Loan Servicing announced that they are no longer permitting short sales. Their goal is to try to keep the homeowners in their homes or just take the property to foreclosure. If Ocwen is in first position and is receiving a FULL payoff, then a short sale can still be done with the second servicer (obviously). However; if Ocwen is being shorted on the first or the second, they will no longer allow the short sale process to take place at this time.
The President of National Short Sale Center is in discussions with the Ocwen Loan Servicing's Upper Management Department in an effort to allow negotiations of short sales with their company.
Ocwen Loan Servicing announced that they are no longer permitting short sales. Their goal is to try to keep the homeowners in their homes or just take the property to foreclosure. If Ocwen is in first position and is receiving a FULL payoff, then a short sale can still be done with the second servicer (obviously). However; if Ocwen is being shorted on the first or the second, they will no longer allow the short sale process to take place at this time.
The President of National Short Sale Center is in discussions with the Ocwen Loan Servicing's Upper Management Department in an effort to allow negotiations of short sales with their company.
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